Get ₹1000 to ₹100000 instant credit line based on your salary. Fast, transparent, and stress-free.
Quick approval time
Operational presence
Learn more about our company and our mission to provide accessible financial solutions.
www.paisaudhar.com is a leading digital platform offering instant credit line facilities to salaried individuals based on their current net salary and eligibility.
The platform is solely owned and operated by Junoon Capital Services Private Limited, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI).
RBI Registration Number: B-14.01.812.
Founded in 1996, Junoon Capital Services Pvt. Ltd. is committed to delivering responsible credit solutions that empower individuals to meet their financial needs and regain financial stability.
We currently serve salaried employees across selected cities in India with our 100% digital credit line product.
Discover our flexible credit line solutions designed to meet your financial needs.
Quick approval in just 10 minutes! Hassle-free and 100% paperless process.
Transparent fee structure with no hidden charges. Know exactly what you pay.
Funds can be used for:
| Component | Details |
|---|---|
| Loan Amount: | ₹1000 – ₹100000 |
| Rate of Interest (ROI) | 0.10% to 1.00% per day |
| Processing Fee | 4.00% to 10.00% (exclusive of 18% GST) |
| Prepayment Charges | ₹0 (No charges on early repayment) |
| Penalty | Rs. 50/- per day |
Charges may vary based on customer risk profile, previous repayment history, and customer relationship.
Credit Line: ₹20,000 (91 days)
Processing Fee: 5% (₹1,000)
GST: ₹180
Net Disbursed Amount: ₹18,820
Total Interest (0.1% per day): ₹1,820
Total Repayable: ₹21,820
APR: 41%
Get the money you need when you need it, without lengthy approval processes.
Repayment behavior is reported to credit bureaus, helping build your credit history.
Pay back your loan early without any additional charges.
Upto ₹100000 based on your salary and eligibility.
Hear from our satisfied customers about their experience with PaisaUdhar.
Software Engineer, Bangalore
I needed urgent funds for a medical emergency and PaisaUdhar came through in just 10 minutes! The process was completely digital and hassle-free. I'm extremely satisfied with their service and transparency.
Sales Executive, Delhi
I've used several credit platforms before, but PaisaUdhar stands out for its speed and simplicity. The entire process from application to disbursement took less than 15 minutes. Truly impressive!
HR Professional, Delhi
What impressed me most about PaisaUdhar was the transparency. No hidden charges, clear terms, and the customer service was excellent. I've recommended it to several colleagues already!
Accountant, Hyderabad
The flexibility of repayment options and the absence of prepayment penalties made PaisaUdhar perfect for my needs. I was able to manage my finances better and repay early without any extra cost.
Chef, Pune
As someone who values digital experiences, I found the Paisa Udhar platform incredibly user-friendly. The documentation requirements were minimal, and verification was quick. Great service!
Customer satisfaction rate
Average customer rating
Repeat customer rate
Get your instant credit line in just a few simple steps. Check if you're eligible and start your application today.
Access our website from any device.
Start your application process.
Register with your basic details.
Submit required details to complete application.
Quick verification and approval process.
Digitally complete eKYC, NACH & document signing.
Funds directly deposited to your bank account.
Delhi NCR (Faridabad, Noida, Gurugram, Sonipat, Ghaziabad), Mumbai, Chennai, Bangalore, Mangalore, Pune, Hyderabad, Ahmedabad, Chandigarh, Kanpur, Dehradun, Lucknow, Patna, Bhopal, Indore, Meerut, Jalandhar, Amritsar, Ludhiana, Jaipur, Shimla, Ranchi.
We take your privacy and data security very seriously.
Have questions? We're here to help. Reach out to us using any of the methods below.
Unit No. 683, Vegas Mall, Dwarka Sector 14, New Delhi – 110078